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Strive to Pay

We strive to pay items when the account holder requests services. The choice is yours. Consider these ways to cover overdrafts.

Courtesy Sweep

For a fee of $3.97 per transfer, this service will automatically transfer available funds from a checking, savings, money market, to cover each overdraft items.

You must enroll in this service.
Courtesy Sweep Form

Courtesy Pay

For a fee of up to $35.99 per item, we will strive to pay any non-sufficient fund items, which may be presented against your account instead of returning the item unpaid. This includes checks, recurring debit card transactions, ACH items, and automatic bill payments.

If you decide to opt out of the Courtesy overdraft program, the bank will not pay any item presented when you do not have funds. Please be aware that there is a $35.99 return item fee for each check or ACH payment presented to your account.

Automatically applied to your account if eligible.

Courtesy Pay Plus

This option is only available to Courtesy Pay participants. With Courtesy Pay Plus, for a fee of up to $35.99 per item, we will strive to authorize and pay overdrafts on ATM and everyday Debit Card transactions in addition to the items mentioned above.

Consumers must authorize this service. Only applies to consumers
Courtesy Pay Plus OPT IN

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