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What's New?

February NewsFebruary 2014 Issue
  • President's Perspective
  • Rio Bank Card@Once
  • Management Promotions
  • Book Signing Party
  • Statement of Condition

Market Watch

This is a great resource for those who need to keep up with what's happening in the markets.
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Identity Theft

Identity Theft is one of today’s fastest growing crimes. It occurs when someone steals your personal information and identification. They may open credit card accounts, apply for loans, rent apartments and purchase phone services, all in your name. In many cases, they request address changes so you never see the bills for their activity. These impersonators spend your money as quickly as possible. Most victims never know it until they apply for credit or receive a call from a collection agency. Clearing your name and erasing the effects of identity theft can be a nightmare and take a great deal of time. You can spend months or even years re-establishing your credit worthiness.

Helpful Tips

  • Store personal information in a safe place
  • Shred financial statements, bank checks, credit card offers, charge receipts and credit applications before discarding them
  • Dont release personal information
  • Never disclose account numbers, Social Security numbers and credit card numbers over the phone or eMail unless you know the person or organization you are dealing with
  • Guard against mail theft. Promptly remove incoming mail after it has been delivered
  • Deposit outgoing mail into a secure, official U. S. Postal Service collection box
  • Be suspicious of any offer made by telephone, on a Website or in an eMail that seems too good to be true
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