Commercial Loans

As your community bank, we look forward to helping you and your business achieve your financial goals. We take a customized solutions approach to financing.  We'll meet with you and your management team to determine the appropriate financing and cash management solutions specifically for your business and industry.

Commercial Real Estate

Rio Bank offers financing solutions for owner-occupants & investors on a variety of commercial properties including commercial office buildings, industrial, retail, and multi-family properties.

Equipment Financing

If your business depends on specialized commercial equipment, we can provide the right commercial financing option whether you are a start-up business or an established business in need of an equipment upgrade.

Working Capital Lines of Credit

Use your working capital line of credit to manage your cash flow or whenever funds are needed. Borrow from your business line of credit for a variety of short-term or ongoing uses.

SBA Loans

These loans are guaranteed by the U.S. Small Business Administration (SBA) to help small businesses increase their viability and borrowing power. For businesses that qualify, they may offer longer terms and lower down payments than most conventional loans. To learn more about SBA loans go to or feel free to call one of our Lending Team experts at any of our branch locations.

Please print and complete the application and return it to any Rio Bank location.

Commercial Loan Application Personal Financial Statement
Loan decisions are made locally
All loans subject to credit approval.

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